Citrea USD (ctUSD)

The dollar for Bitcoin apps, issued by MoonPay on M0. It is native to Citrea, a Bitcoin layer 2, so there is one canonical coin instead of bridged copies.

Issuer

MoonPay on M0, for Citrea

Launched

Jan 2026

Supply

≈ $3.6M

Route

Licensed issuer

How it is issued

Platform network (M0), with MoonPay as issuer

License

MoonPay USA LLC: money transmitter licenses in 47 US jurisdictions and a New York virtual currency license

Reserves

Cash and short term US Treasury bills, 1:1, in segregated, bankruptcy remote accounts kept apart from MoonPay’s own funds

Reports

Reserves published onchain by independent oracles, with an M0 reserves dashboard

Networks

Citrea (Bitcoin layer 2)

Yield

No issuer yield

Access

MoonPay on and off ramps in the US (not New York or Colorado) and about 120 countries, plus apps on Citrea

GENIUS Act

MoonPay is the issuer, with reserves in cash and short T-bills, and can freeze addresses when the law requires it. M0 supplies the rails.

Check the supply yourself

• DefiLlama
• CoinGecko
• Citrea docs

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Public information as of October 2026, simplified. Not legal or investment advice. Open the full stablecoins world.